Our company takes seriously the protection of your personal
and financial information. Our goal is to respond to your inquiries
and to provide products, services and other information you request.
This Information Sharing Policy explains: The types of information
we may collect about you; the types of information we may disclose
to third parties; and how we protect the nonpublic personal information
we collect about you.
We may collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms, such as your
name, address, telephone numbers, e-mail address, birth date, social security
number, income, and employment history.
- Information about your previous transactions with us or others, such as your
account balances, payment history, and your credit worthiness.
- Information we receive from your consumer credit reports, such as your credit
score and credit history.
- Representations made by you to us, such as your employment history, account
balances, payment history, and your relationships with other persons or entities
that you have listed as references.
- Information we collect or that you provide to us when you visit our web site,
such as your name, address, telephone numbers, and e-mail addresses. If you request
e-mail contact from us or send us e-mail, we may retain your e-mail address and the
messages themselves; we may also utilize "cookies" in connection with our web site.
A "cookie" is an online device used to track traffic patterns and usage and to provide
you with more customized service by identifying you as a user, which may prevent you
from having to enter information repeatedly. Cookies are often used online and do not
harm your computer, nor do they identify you by name or address unless you have provided
the information or set up your computer to do so. You have the option of programming
your computer to prevent a cookie from being accepted.
The types of information we may disclose
- We may disclose all of the nonpublic personal information that we collect about
you as a consumer, customer, or former customer to third parties as permitted by law.
- We may also disclose the nonpublic personal information we collect about you to
third parties that perform services on our behalf or in connection with the products
and services we sell or to other financial institutions with whom we have joint marketing
agreements, such as third parties who: manufacture, supply, or administer the goods and
services, including insurance products, warranties and extended service contracts; provide
vehicle maintenance and repair; advertise or market the products and services; make service
and customer satisfaction inquiries on our behalf; or provide other related marketing
services, We are permitted by law to disclose information about you to third parties
that perform such services and/or to other financial institutions with whom we have
joint marketing agreements. We are not required to give you the opportunity to opt
out of such disclosures. How we protect the nonpublic personal information we collect
about you We take our responsibility to protect your nonpublic personal information
Whenever we collect information about you, we restrict access to your
nonpublic personal information to our employees and those third parties who need the
information to respond to your inquiries, to provide better customer service, and to
provide products, services and other information you request. We explain the importance
of protecting your nonpublic personal information to our employees and take appropriate
maintain physical, electronic and procedural safeguards to protect the confidentiality
and security of the information we collect. We require any third party who receives
information about you from us to agree to keep that information confidential and to
use the information only as permitted by law.